A better life beyond debt begins here.

Take the first step toward freedom from debt—with expert help, proven tools, and a plan made for you.

Or call 800-388-2227

A close-up portrait of a smiling woman with gray hair and tortoise-shell glasses, wearing a green sweater, with her hands clasped under her chin.

As featured on:

We’re here to help.

Credit Card Debt

Dare to dream. If credit card debt is holding you back, learn if a Debt Management Plan can put you back on the path to financial wellness.

Learn More

Household Budgeting

See the big picture. We’ll help you understand how to track income and expenses to meet your financial priorities and goals.

Learn More

Homebuyer Guidance

Make the leap. Whether you already own your home or are just beginning your search, we can help you protect your investment.

Learn More

Other Counseling

Know your options. Whether you’re struggling with student loan debt or how to avoid bankruptcy, we offer safe solutions for unique challenges.

Learn More

Expert financial guidance, just a click away.

Helping you manage debt with trusted, nonprofit support.

Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher

Client, NFCC Member Agency Money Management International

We realized that we had more expenses than income. My counselor helped me prioritize my expenses and informed me of options to handle my debt. She provided suggestions on how to balance our budget.

LeAnne

Apprisen Client

My daughter referred me! This program will help me pay off the debt faster and free up some money to start putting toward my retirement fund.

Deborah

InCharge Debt Solutions Client

I am only in the beginning stages but, so far, everything in my “plan” to financial stability seems to be going smoothly. I feel more prepared to handle my financial situation.

Jennifer

GreenPath Financial Wellness Client

See How You Could Save with a Debt Management Plan

Learn More

How it works.

Connect with an NFCC-certified credit counselor for a confidential consultation
Participate in a one-on-one review of your financial goals and budget
Create a personalized financial action plan

Connect with a Counselor

NFCC benefits.

Beyond our credentials and decades of service as a nonprofit financial counseling organization, our Member Agencies offer tools and guidance to help you realize your financial goals

Stop collection calls
Lower interest rates
One monthly payment
No hidden fees
Affordable solutions
Improve financial health

Connect with a Counselor

Start Paying Off Your Debt Today!

Ready to get started? We’re here to help.
Call 800-388-2227 or fill out the form below.

NFCC Locator Form

"*" indicates required fields

I'm ready to schedule a financial review for:*

Name*

Zip*

Email*

Phone*

Preferred Language*

Checkbox*

The NFCC and its member agencies may contact me by phone, email or text.

We take your privacy seriously. By clicking on the “Get Connected” button below, you consent, acknowledge, and agree to the National Foundation for Credit Counseling© (NFCC©) Terms of Use and Privacy Policy, as well as the terms of use and privacy policies of any NFCC Member Agencies or third parties that may contact you following your submission of this form. Moreover, you agree that NFCC may share your information with NFCC Member Agencies to provide you with counseling and education or other third parties to provide additional services. You further agree that you are providing express “written” consent for NFCC and NFCC Member Agencies or third parties to call you (including autodialing, texting and pre-recorded messaging for convenience) via telephone and mobile device (including SMS and MMS communications - charges may apply depending on your carrier; messaging frequency varies), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. You agree that opt-out and unsubscribe options and instructions will be the responsibility of the entity directly sending you communications, which may be a NFCC Member Agency or a third party. You further agree that NFCC is not responsible for and will not be liable for communications it does not send to you directly. You agree to receive electronic communications, including periodic emails, with important news, financial tips, tools and more. Consent is not required as a condition to utilize NFCC’s services and you are under no obligation to purchase anything.

Comments

This field is for validation purposes and should be left unchanged.

A better life beyond debt begins here.

Or call 800-388-2227

As featured on:

We’re here to help.

Credit Card Debt

Household Budgeting

Homebuyer Guidance

Other Counseling

Helping you manage debt with trusted, nonprofit support.

See How You Could Save with a Debt Management Plan

How it works.

NFCC benefits.

Start Paying Off Your Debt Today!

NFCC Locator Form

Wait, before you go please tell us a little about yourself.

Get free financial tools and updates.